Disposable Income: A different aspect of money

If you have struggled with financial abundance an interesting aspect to explore is the ideas of disposable income. Let’s define disposable income as: all income remaining after all necessary expenses are paid, such as mortgage, car payment, insurance, etc. So how to you feel about having more than enough?

I explored this aspect of having more than enough income after all my expenses and a lot of different aspect came up:

  • It’s a waste to have more than I need
  • It’s wrong to have so much when others have so little
  • I’m not allowed to ‘waste’ that money on toys, clothes, entertainment
  • I’d lose my motivation if I had it so easy
  • I’ll be foolish with money if I have too much
  • I’d feel guilty if I had it that good
  • People would hassle me to do things I don’t want to do now that I have the money; not having the money is a great excuse for not doing something
  • If I didn’t have to work so hard then what would my life be about?
  • People will think I’m lazy if I don’t have to work hard
  • I will become a target for scams. It’s not safe for me to have too much
  • It’s not good for others for me to have disposable income because they’ll won’t feel good in themselves
  • …??

After all the things I’ve tapped on around financial abundance over the years, I was really surprised, and pleased, to discover so many aspects when I thought of having more than enough money. I applied EFT to each of these aspects over and over until I felt sure that I had dealt with them.

Here’s a few rounds of EFT tapping to get you started on investigating and clearing all the aspects of having disposable income. You can use this handy tapping points guide:

Karate Chop
Point:
Even though I’ve done a lot of work around blocks to having more money and now I discover that there’s even more to do, I choose to gentle and forgiving of myself as I unwind a few more aspects.
Even though I also seem to make just enough but not too much, I wonder what blocks I have around having lots of disposable income?
Even though there might be quite a few aspects to clear around having lots of disposable income, I will continue to take some action every day to improve my situation and to notice what’s improving as I do.
Top of Head: Feel guilty having more than enough for me when so many others need it too
Eyebrows: Not feeling safe having disposable income because I might become a target
Side of Eyes: Fear of losing my motivation if I didn’t have to work just to pay the bills
Under Eyes Afraid of being seen as having it too good; being seen as lazy; being seen as a good for nothing rich person
Under Nose: All these fears and blocks of having disposable income
Chin Point: What would my life be about if I wasn’t just making ends meet?
Collarbones: It’s easier to continue to struggle. Then I fit in with everyone else
Under Arms: All these remaining fears that I have about having disposable income and about wasting money on trivial things
Wrists: I deeply and profoundly accepts myself as I pay attention to thoughts, feelings, and events that come up as I tap on all the aspects of having disposable income.

It may seem silly to focus on having disposable income when you’re not even making ends meet but sometimes focusing beyond your existing goals to what’s after that can break you through to surprising new levels very quickly.

By the way, I actually prefer the term “discretionary income” as opposed to disposable income since I would like to spend any extra money that I have with due care and attention (with discretion) rather than the disposing of it, which, to me, sounds like just throwing it in the trash!

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2 Responses to “Disposable Income: A different aspect of money”

  1. Cheryl Yarnold Says:

    Wow! I hadn’t thought of most of those but instantly related to them. Thank you!

  2. Beryl Says:

    I love this tapping! First discovered it on a BBC radio phone in programme about 10 yrs ago then picked up a book – Tapping the Healer Within. I may not have quite got the hang of it as sometimes it works better than others for me. Some emotional stuff comes back. Used it in a desperate situation with a client last week and she perked up no end!
    Anyway really enjoying reading your blog. Will definitely be a regular visitor. Thanks for sharing. Beryl

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